Mechanic working in a garage, white car on a lift, red SUV in the background, and tools are visible.

Financing

Pay at your own pace

When inspiration strikes, Affirm helps you say yes without giving up financial control. Select Affirm at checkout to split your purchase into 4 interest-free payments, or select a monthly installment plan over a time period that works best for you.


*Pre-qualification is specific to each individual Paul Campanella's Auto Center location. Click the "Prequalify Now" button below and choose the shop you plan to have your vehicle serviced at to get started.

Affirm logo with black text and a blue arc over the

Choose 4 interest-free payments paid every two weeks or monthly installments.

For example, a $800 purchase might cost $72.21/mo over 12 months at 15% APR

1. Fill your cart

Order summary with $1,000 subtotal, shipping address, and payment options: Affirm or Credit/Debit.

When you're done shopping, select Affirm at checkout

2. Choose how you pay

Affirm account creation screen: Enter mobile number and tap Continue.

Enter a few pieces of info for a real time decision.

3. Pay over time

Affirm loan options for $1,000 purchase. Displays payment plans: 6, 3, and 12 months, APR 15%, and a

Make 4 payments every 2 weeks or monthly installments at affirm.com or in the Affirm app. You'll get email and text reminders.

Buy with Confidence

When you buy with Affirm, you always know exactly what you'll owe and when you'll be done paying. You'll never pay a hidden fee-or any fee, for that matter

Transparent

Affirm tells you up front the total amount you'll pay. That number will never go up.


Flexible

You choose the payment schedule that works for you.


Fair

Affirm won't charge you late fees or penalties of any kind, ever.

Rates from 0%-36% APR based on credit, and is subject to an eligibility check. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners, affirm.com/lenders CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lender license


Options depend on your purchase amount, and a down payment may be required. See affirm.com licenses for important info on state licenses and notifications.

FAQ

  • Can I pay off my purchase early?

    Yes! There's no penalty for paying early.

  • How do I make my payments?

    You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.

  • Can I return an item I bought with Affirm?

    Yes you can return an item you bought with Affirm by initiating the return process with the store.

  • Does checking my eligibility affect my credit score?

    Checking eligibility will not impact credit. If you decide to pay with installments through Affirm, your payment plan and repayment activity may be reported to credit bureaus. You can find more information in Affirm's Help Center.

  • Do I need a mobile number to use Affirm?

    Yes, you'll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it's really you who is creating your account and signing in.

  • Where can I learn more about Affirm?

    You can visit their website at affirm.com.